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Claim or Pay Out of Pocket Calculator
Estimate the financial tradeoff between filing a claim and paying for minor damage yourself.
Estimated Repair Cost
Please enter a valid repair cost.
Your Deductible
$500
$1,000
$1,500
Please enter a valid deductible.
Current Annual Premium (Optional)
Expected Premium Increase
0%
10%
20%
30% (Typical At-Fault)
40%
50%
Estimated Years Premium May Be Affected
0
3 years
5 years
6 years
Was another vehicle or person involved?
No
Yes
Is there any injury concern?
No
Unsure
Yes
Fault Situation
Not sure
Likely not at fault
Partially at fault
Likely at fault
Single-vehicle accident
Vehicle Age (Optional)
Newer (0-3 years)
Mid-age (4-8 years)
Older (9+ years)
Compare Options